First things first, do your homework! Know how your credit really is bad before going to a reseller. All three reporting agencies will give you a free credit report per year and in some cases, if you have been rejected for any type of credit you are entitled to a Selection as to why the credit.
Often, we think we are at the mercy of automobile dealer because we know we have bad credit, non-commercial and no money down. Then tend to think that we are stuck with the car you choose for us because ' is the only one who can get you approved for '. None of this is true. Look around from banks in your area. Many of them have auto loan packages to meet your needs, Yes, even with bad credit. That said, do not apply to each database that you visit, as the credit investigations lead your credit that much more. You will then be in a real pinch because other companies credit will see that you have all of these questions and rejections in a short time and you will be labeled as high-risk.
So, armed with his newly acquired financing, go to the reseller and buy a car. Try choosing a used bearing in mind the fact that he will lose most of their resale value at the time that you drive it off the lot. In addition, trying to keep under the amount you were approved and pechinchá them down. The sticker price is just that, a bunch of numbers that are much more than the dealer actually paid. With your own funding, you have the power to cause the dealer to eat out of your hand and not the reverse. Ultimately, the goal is you get in the car of your choice and want the sale so they are much more likely to give all what you want. Good luck in your search and remember that the Internet is your friend when looking for funding. Happy Travels!
Jeff Constable is an automobile enthusiast and freelance writes that contributes articles on topics such as no money down bad credit car loans and post bankruptcy auto loan.