You can get a car loan with bad credit? Yes, but you cannot everywhere you apply. You have probably discovered that much so far. When you're credit score is low, it's not a question of whether or not you can get approval. It is a question of where.
Many people who have bad credit, I think the only auto financing that they will be able to obtain is through a buy here, pay here, lot of car. This is not the case if you apply with a good sub or what is known as a creditor "secondary".
Lenders have secondary lending programs designed specifically for people who have poor credit histories. If you have bad repossession, a foreclosure or bankruptcy, your best chances of getting approved are through a secondary lender.
Among these are some lenders who charge very high interest rates with terms that are highly unfavourable for you. It can be a very bad deal if you choose the wrong lender.
There are also some lenders who can provide real help. A good auto loan through a secondary loan firm goodwill not only help you get approved, but also with favourable conditions that can help you get a good car loan to help rebuild your credit.
After all, if you had trouble paying the Bills, the last thing you need is to enter into a situation which will weigh about you with high monthly payments that go mainly to pay interest. You need a good auto loan. If you look around, you'll find that there are some good sources for auto financing on the Web.
Http://www.buyingcarswithbadcredit.com Recommended: can help point you in the right direction to readily obtain online auto financing for cars with lightning fast approvals.